Wifāq ul Ulāma (SA) ASSOCIATION OF SOUTH AFRICAN 'ULAMA

1. If the debtor is in financial constraints and difficulty, the creditor should not harass him, rather he should take pity on his condition and grant him respite in settling his debts.…

One should recite the following Duaa ten times after Fajr salaah before moving from his place:

لَا إِلَهَ إِلَّا اللَّهُ وَحْدَهُ لَا شَرِيكَ لَهُ، لَهُ الملْكُ وَلَهُ الحَمْدُ يُحْيِي وَيُمِيتُ وَهُوَ عَلَى كُلِّ شَيْءٍ قَدِيرٌ

There is no deity besides Allah Ta’ala, who is alone (and) has no partner.…

1. One should not delay in settling his debts. It is reported in the Hadith that the debtor’s delaying in settling his debts despite him having the means to do so is a form of oppression.…

One should recite the following Duaa seven times after Fajr salaah and Maghrib salaah

اللهُمَّ أَجِرْنِي مِنَ النَّارِ

O Allah, save me from the fire of Jahannum

عن مسلم بن الحارث بن مسلم التميمي: أنه حدثهم عن أبيه قال: قال لي النبي صلى الله عليه وسلم: إذا صليت الصبح فقل قبل أن تتكلم: اللهم أجرني من النار سبع مرات، فإنك إن مت من يومك ذلك كتب الله لك جوارا من النار، فإذا صليت المغرب فقل قبل أن تتكلم: اللهم أجرني من النار سبع مرات، فإنك إن مت من ليلتك كتب الله لك جوارا من النار (السنن الكبرى للنسائي رقم 9859 ، ابو داود رقم 5080)

Hazrat Haarith bin Muslim (radhiyallahu anhu) reports that on one occasion, Rasulullah (Sallallahu alaihi wasallam) advised me saying, “After completing your Fajr salaah, then before speaking to anyone, recite اللهُمَّ أَجِرْنِي مِنَ النَّارِ.…

1. If the seller, despite knowing about the defect in the goods, conceals it from the purchaser, he will be sinful and will receive the wrath of Allah Ta‘ala and the curse of the angels.…

One should recite the following Duaa after Fajr salaah

اللَّهُمَّ إِنِّي أَسْأَلُكَ رِزْقًا طَيِّبًا، وَعِلْمًا نَافِعًا، وَعَمَلًا مُتَقَبَّلًا

O Allah, I ask You for halaal and wholesome sustenance, beneficial knowledge and (the taufeeq of doing) good deeds that are accepted (by You).…

1. If an item has a defect, the seller should disclose it to the purchaser. It is not permissible for him to conceal the defect.…

One should recite the following Duaa after salaah

اللَّهُمَّ أَصْلِحْ لِي دِينِي الَّذِي جَعَلْتَهُ لِي عِصْمَةَ أَمْرِي، وَأَصْلِحْ لِي دُنْيَايَ الَّتِي جَعَلْتَ فِيهَا مَعَاشِي، اللَّهُمَّ إِنِّي أَعُوذُ بِرِضَاكَ مِنْ سَخَطِكَ، وَبِعَفْوِكَ مِنْ نِقْمَتِكَ، وَأَعُوذُ بِكَ مِنْكَ، اللَّهُمَّ لَا مَانِعَ لِمَا أَعْطَيْتَ، وَلَا مُعْطِيَ لِمَا مَنَعْتَ، وَلَا يَنْفَعُ ذَا الْجَدِّ مِنْكَ الْجَدُّ

O Allah, improve my Deeni condition which You have made the means of protection for all my affairs, and improve my worldly condition which You have made the means of my living in this world.…

1. The seller should be truthful to the purchaser and should not deceive him or lie to him regarding the quality of the product, the amount it costed him etc.…

One should recite the following duaa after salaah:

اللَّهُمَّ رَبَّنَا وَرَبَّ كُلِّ شَىْءٍ أَنَا شَهِيدٌ أَنَّكَ أَنْتَ الرَّبُّ وَحْدَكَ لاَ شَرِيكَ لَكَ اللَّهُمَّ رَبَّنَا وَرَبَّ كُلِّ شَىْءٍ أَنَا شَهِيدٌ أَنَّ مُحَمَّدًا عَبْدُكَ وَرَسُولُكَ اللَّهُمَّ رَبَّنَا وَرَبَّ كُلِّ شَىْءٍ أَنَا شَهِيدٌ أَنَّ الْعِبَادَ كُلَّهُمْ إِخْوَةٌ اللَّهُمَّ رَبَّنَا وَرَبَّ كُلِّ شَىْءٍ اجْعَلْنِى مُخْلِصًا لَكَ وَأَهْلِى فِى كُلِّ سَاعَةٍ فِى الدُّنْيَا وَالآخِرَةِ يَا ذَا الْجَلاَلِ وَالإِكْرَامِ اسْمَعْ وَاسْتَجِبِ اللَّهُ أَكْبَرُ الأَكْبَرُ اللَّهُمَّ نُورَ السَّمَوَاتِ وَالأَرْضِ اللَّهُ أَكْبَرُ الأَكْبَرُ حَسْبِىَ اللَّهُ وَنِعْمَ الْوَكِيلُ اللَّهُ أَكْبَرُ الأَكْبَرُ

O Allah, our Rabb and the Rabb of every created thing, I bear witness that You alone are the Rabb, You have no partner.…